Tracy City, TN 37387
$699,900.00
Exclusive Opportunity – Brand New Lakefront Retreat with Owner Financing Available Discover a rare opportunity to own a custom-designed, brand-new lakefront home in the private, final phase of The Retreat at Water’s Edge. Owner financing is available for qualified buyers, making this exceptional property more attainable than ever. Financing highlights include interest rates starting at 3.75%, 20% down payment, and monthly payments of $1,750. Positioned on one of the community’s most desirable lots, this home offers unobstructed, big-water views of the pristine 75-acre lake. The thoughtfully designed 1,200 sq. ft. residence features vaulted ceilings with exposed beams, an open-concept living area filled with natural light, and a gourmet kitchen with island, quartz countertops, and designer finishes. The primary suite is located on the main level, while two upstairs bedrooms with king-size accommodations share a Jack-and-Jill bath. A spacious three-sided screened porch captures panoramic lake views and extends the living space, ideal for entertaining or relaxing. Outdoor amenities include a lakefront deck, fire pit at the water’s edge, semi-private dock, and dedicated storage for kayaks, boats, and fishing gear. Located near the end of a wooded cul-de-sac, the home offers privacy while blending modern comfort with tranquil natural surroundings. Ideal as a primary residence, weekend retreat, or investment property, with optional on-site short-term rental management through Retreat Vacations. Residents enjoy a gated community with hiking trails, playground, and boat rentals. This rare lakefront opportunity with flexible owner financing will not last long. Schedule your private showing today. Buyer to verify all information. *Financing subject to buyer qualification and approval. Example terms only. Rates, payments, APR, fees, and terms may vary based on creditworthiness and final structure. This is not a commitment to lend or an offer for credit.
Based on information submitted to the MLS GRID as of 2026-04-03T05:37:30+00:00. All data is obtained from various sources and may not have been verified by broker or MLS GRID.
Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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Currently active listing
2 months ago • Jan 21, 2026
71 days on market
$699,900.00
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