1040 Whites Creek Ln

Active

Decaturville, TN 38329

3
Bedrooms
4
Bathrooms
2,246.00
Sq Ft
0.3000
Acres
Updated 48 minutes ago MLS #: 3037440 Listed 5 months ago

$475,000.00

Est. Monthly: $2,292.56
$211
Per Sq Ft

About This Property

Whites Creek Riverfront Retreat – Turnkey Airbnb Gem! Location: Gated Whites Creek Community, Tennessee River (midway between Memphis & Nashville, south of I-40) Private Dock + Sandy Beach Proven Airbnb Income (3+ Years) 3 Bed | 4 Bath | Fully Furnished Property Highlights Riverfront Paradise: Unobstructed views up/down the Tennessee River with multiple sandy beaches, islands, coves & marinas Private Dock + Beach: Step from your backyard onto your own dock and private sandy beach Wildlife & River Activity: Daily sightings of bald eagles, pleasure boats, barges & river cruise ships Turnkey Airbnb: Fully furnished – just bring clothes! Successful rental history (3 years) Additional Lot: 40x40 metal shop with electricity & wood stove (perfect for hobbies/storage) Home Features Main Level features Hardwood & tile floors, granite countertops, expansive covered deck Full basement heated/cooled with full bath – ideal for entertaining or storage Community Perks Gated Neighborhood with community boat ramp & large sandy beach Short boat ride to marinas with dining & entertainment Prime spot for fishing, watersports & nature lovers Quick drive to Decaturville (groceries, hardware, etc.) City Water High Speed Internet Minutes to Mermaid Marina and Tennessee River Golf Key Notes Floodplain Location: Home elevated with concrete block basement (ventable for flood events) Investment Ready: Proven rental income + shop lot included Lifestyle: Halfway between Memphis & Nashville – perfect weekend escape or full-time river living Jet boat (2019 Yamaha SX210) is not included but can be purchased separately. Move-in ready. Boat-in ready. Income-ready. Contact for private showing or Airbnb performance data.

Location

Subdivision Whites Creek Rec Club LLC
Directions From Decaturville take Hwy 100 E for 3.2. Turn right on Mt. Carmel for approx. 7.5 miles. Left on Whites Creek for .7 miles. Stay to the right at the Y. Property will be on the right with the shop across the road on the left.

Interior Features

Interior Features High Speed Internet
Heating Central
Cooling Central Air
Flooring Carpet,Wood,Tile
Appliances Electric Oven,Dishwasher,Dryer,Microwave,Refrigerator,Washer
Basement Full

Exterior & Property

4 Car Garage
Waterfront
Architectural Style A-Frame
Stories 3
Construction Materials Vinyl Siding
Exterior Features Dock
Lot Features Cleared,Level,Views
Patio/Deck Features Deck,Covered
Sewer/Septic Septic Tank
Water Source Public

Schools

K-5
Elementary School
Decaturville Elementary
6-8
Middle School
Decatur County Middle School
9-12
High School
Riverside High School

Property Details

Property Type Residential
Property Sub Type Single Family Residence
Year Built 2009
Annual Taxes $1,680.00
Listing Office Lake Homes Realty, LLC
Listing Agent Cereice Morris
MLS Logo

MLS Information

Based on information submitted to the MLS GRID as of 2026-04-04T07:36:50+00:00. All data is obtained from various sources and may not have been verified by broker or MLS GRID.

Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Market Insights

Explore market data for Decaturville and the Whites Creek Rec Club LLC neighborhood

Decaturville Market

City-wide statistics

Explore Decaturville
43
Active Listings
$248,827.38
Avg Price
1,342
Avg Sq Ft
2.8
Avg Bedrooms

Whites Creek Rec Club LLC

Neighborhood statistics

Explore Whites Creek Rec Club LLC
1
Active Listings
$475,000.00
Avg Price
2,246
Avg Sq Ft
3.0
Avg Bedrooms

Property History

Timeline of listing events and status changes

Currently Listed

MLS# 3037440

Currently active listing

5 months ago • Oct 31, 2025

155 days on market

$475,000.00

Sold

MLS# 2412237

Property sold and closed

3 years ago • Aug 31, 2022

23 days on market

$459,900.00

Sold: $433,964.00